Do you think what your Internet provider claims as the speed is the actual speed of the internet you are able to download?
It is always lesser that what is stated.

You have 3rd party clients which can show you how speed you can upload or download data in your computer with your specific internet provider. Here are a few bandwidth speed test meters where you can check the upload and download stats and other stats too.

Speedtest.net
This tool automatically connects to your server and downloads/uploads a file and calculates the average speed of download and upload and connection speed. Here is what i get when i check my internet connection speed in this tool

CNET Bandwidth Meter
A file is downloaded from our servers that will calculate your bandwidth speed from the CNET Internet Services site. Your bandwidth speed may be affected by the following factors: being located outside of the United States, performing other downloads and this test simultaneously, or executing programs that use your bandwidth to monitor other resources. Here is the result i got -

Broadbandreports.com test
This tool also reports in the same way as the above by downloading and uploading a file to the server and calculating the average speeds of them. It actually takes the results from dslreports.com for the speed test. Here are the results i got -

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