Getting an Insurance coverage is always necessary when you are worried about the damage of your devices, and iPhone damage would cost a lot as you would be forced to buy a new one, unless the device is insured. An Apple iPhone comes with a warranty of 1 year, which is the limited warranty and that is added up by 90 days of complimentary support. But the users who are more cautious about the device and its damages, can opt to take the AppleCare+ insurance coverage which extends the coverage to a total of 2 years, and in this, there would be 2 incidents of accidental damage coverage where the company would be charging $49 as a service charge. The service is just a phone call away, and you can get the things resolved no matter whichever Apple gadget you are using.

Things covered by the AppleCare+

• The Apple iPhone
• The battery of the iPhone
• Included earphones and accessories

Along with the above ones, the AppleCare+ also covers 2 incidents of Accidental Damage which has to be paid $49 as the service charge. The coverage and support is not limited to the devices hardware, but the support is extended to the applications, OS and the problems with the same. The interconnectivity between the iPhone and the Mac, PC etc. is also solved by the experts from Apple through the phone support.
The iPhone support includes the using of iOS and the iCloud, the questions about the Apple-branded iPhone apps and softwares, which include the Safari, Mail apps and the iTunes software. The warranty support even includes help in connecting the iOS devices to the wireless networks.

The Extended warranty of AppleCare+ costs $99 and its the best when you are planning to use the iPhone for long and worried about the damage and repair costs later on at any private repair centers. You can opt to take this while you purchase the new iPhone, or else if you are running on the limited warranty and want to extend that.
The AppleCare+ warranty extension works for the iPhone 4S, iPhone 4 and the iPhone 3GS.